Most long-term disability claims are for common, chronic health conditions. Only 12% are for a serious, one-time accident or injury. Nearly one in three is for back, joint, and muscle pain. Average monthly Social Security benefit for disabled workers (2023) Sources: Social Security Administration, 2022–2023; Council for DIsability Awareness, 2021 (most current data available) $1,485 A 20-year-old today has a one-in-four chance of being disabled for at least one year before reaching age 67.
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